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Maryland Proposal Would Force Gun Owners To Carry Insurance

Graham Perdue
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Is anyone still surprised when Democrats attempt to strip the right of the people to defend themselves? A Maryland lawmaker proposes to do just that by requiring that gun owners who want to carry must take out at least $300K in liability insurance.

It would be a mandated tax to exercise constitutional rights. Would anyone seriously consider such a charge to enjoy freedom of speech, religion or the press?

There was once an insidious tax on voting in decades gone by, and history judged that action quite poorly. 

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Introduced by Democratic Delegate Terri Hill of Howard County, the proposal would force gun owners to forfeit their right to bear arms without purchasing a minimum level of insurance.

The bill states, “A person may not wear or carry a firearm unless the person has obtained it and is covered by liability insurance…to cover claims for property damage, bodily injury or death arising from an accident from the person’s use or storage of a firearm.” 

The law would not apply to law enforcement or military members, and there is an insurance exemption if the gun is unloaded. Or, in layman’s terms, useless.

But it would absolutely apply to poor state residents who deserve the fundamental right to defend themselves as much as anyone else does.

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Interviewed by Fox 45 News, Hill fell back on the extremist gun control mantra that her proposal was “common sense.” She said a constituent had the idea that owners of firearms should “bear some liability in cases where there is damage because of guns being used in ways that cause harm.”

Of course, there are already criminal and civil penalties in place, but Hill wants instead to mandate liability insurance.

The reality is that the Maryland proposal is just another tiring attempt by leftist lawmakers to counteract the clear intent of the Supreme Court. The majority rightly ruled in 2022 that law-abiding Americans have the clear freedom to bear arms outside of the home for self-defense.

Ever since, Democrats have twisted themselves into pretzels trying to justify countermanding the high court.

Gun rights advocate Frank Duffy called the legislation simply “another effort by the state to throw an obstacle in front of people trying to get their concealed carry permits.” This despite states being prohibited from throwing up unreasonable roadblocks to lawfully carry.

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